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I have created and sold tools that help people achieve a specific goal, I have created and sold training from beginner to advanced on how to put together a full profitable online business, but never did bother with making a "make money" type of product.

The reason I didn’t was simple. I can’t guess what anyone’s skill level is, what their proficiency level is, what their work ethics are, what their budget limitations might be… And the list goes on and on.

I had worked until about 3 a.m. and went to bed. Everything was fine and I had had an extremely productive day.

About noon the next day I went back into my office excited to keep my momentum going and knock another big chunk of my project out.

A little thunderstorm had rolled through and lightening had hit the phone lines (I use DSL).

The power surge went through the phone line into the DSL modem, traveled down the cat5 cable and basically zapped the daylights out of my computer.

So there I was… A completely fried computer. I’m pretty well versed on computers so I knew what steps I needed to take in order to find all damaged parts and replace them.

The problem however was 2-fold. Not only did I have to get parts (4 hour round trip per occurrence) but it also took me an entire week to get the machine operable again, and another 2 days to get all of my programs and files recovered.

So once I finally had everything back up and running again, I resolved to never let anything like that happen to me again.

I make great money on the net, I live a wonderful life and can’t imagine living any other way, yet I had dropped the…